Letzig Group Inc
W. Frazer Letzig, Agent / Broker; Anita Didier, Agent / Broker; Metropolitan Number: 816-470-7101
Steve Baldwin, Agent / Broker; 200 North Jefferson Street, Kearney, MO 64060 / Phone: 816-628-0092
Main Office: 113 West Main Street or P.O. Box 96, Richmond, MO 64085 / Phone: 816-776-5600 / Fax: 816-776-2020
Smithville Office: 104 North Bridge Street or P.O. Box 426, Smithville, MO 64089 / Phone: 816-532-4963 / Fax: 816-532-4963
Office Hours: Monday - Friday: 9:00 a.m. - 12:00 p.m., 1:00 p.m. - 5:00 p.m. / Evenings and Weekends by Appointment
For All Your Insurance Needs
- Auto
- Home
- Farm
- Business
- Life
- Health
- Retirement
Products & Companies
Personal Lines:
At Letzig Group Inc, our staff works with you to tailor an insurance program to protect your family, home, auto and other valuable possessions at the most reasonable costs our carriers can provide. We write everything imaginable within personal lines insurance - whether it be your home, apartment, rental unit, automobile, motorcycle or boat for recreation vehicle, we have the market and expertise you need.
Commercial Lines:
Our staff has many years of experience in writing commercial insurance. This provides them with the knowledge and expertise to properly handle customer policy changes, billing and coverage questions, certificates, bonds and medical malpractice needs.
Individual Lines of Insurance
Health Insurance:
We have many plans to protect your family against the potentially catastrophic cost of healthcare in today’s world: individual or family plans, short-term coverage, dental, vision, Health Savings Accounts (HSAs), Medicare supplements and Medicare Part D drug plans.
Life Insurance:
In the event of an unexpected death in the family, what would you or your love ones do? Would you be able to keep up with expenses such as the everyday cost of living, mortgages, car loans and college funding? Life insurance is about much more than paying for final expenses. Should the unthinkable happen, we offer the following types of coverage to help cushion the impact: 10-year, 20-year or 30-year term life, whole life, universal life, variable life and mortgage protection plans.
Disability Income:
How important is your ability to earn a living? National statistics show that about 1/3 of people will suffer a disability that will last more that 90 days in their lifetime, with an average length of nearly 3 years. Will you be able to support your family if this happens to you? During this time off, you cannot earn income, and the overall cost of living for a family will increase due to medical costs. One of our licensed personnel can help you with this vital coverage.
Long Term Care:
The average cost for one year in a nursing home is $40,000 - $60,000, depending on the provider. Full-time care in your home can be just as expensive. Medicare does not pay these bills beyond a short period of time after a hospital stay, and health insurance rarely pays any of the cost. The government health plan for the poor is Medicaid. This plan requires a “spend-down” of your assets to qualify and does not allow you to choose where and how your care will be provided. Long-term care coverage can provide for both at home care and care in a nursing home facility.
Companies Represented by Letzig Group Inc
Letzig Group Inc represents most major and local insurance companies.
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